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10 ways to Save Money on your Food & Household Expenses!

Updated: Mar 26

Even with the rising prices, there are still ways through which you can avoid splurging money and live a broke-free life.

Saving Money is among the initial steps taken towards being financially independent. Money earned with all your hard work can easily slip away from you if you haven't implemented steps to make wise choices. Saving money, more often than not, begins from the comfort of your home and here are 10 ways that you can start following right away - 1. Cooking Meals At Home. This can end up saving you loads of money by the end of the year and not to forget you control what goes into your meal preparation. Choose recipes that are friendly to your pantry, that is using ingredients that you already have and are easy and cheap to access. This also brings you a step closer towards living a healthier lifestyle. If you find yourself short on time, you can cook meals in bulk. Freeze some of it for future meals and you have the option of taking leftovers for lunch to work. Related - 3 simple steps of meal planning in advance to save money! 2. Prepare A Shopping List, Use Coupons And Buy In Bulk.

A shopping list prepared beforehand helps you avoid buying unnecessary things at the grocery store. Make a note of all the things that you need, if writing down is not your thing you can use apps on your smartphone. Also, many supermarkets have a rewards program that you can Sign-Up for and benefit from discounts and coupons. You can also look to buy in bulk directly from larger markets where it may cost you a lot cheaper than a supermarket. This usually works well for non perishable items. Related - 7 tricks Supermarkets use to make you spend more money! 3. Buy Store Brands. Most of the larger Supermarkets have a brand of their own and they cost lesser than other brands of the same products. You can opt for Store Brands after having a look at the ingredients and if it works well for you, you can continue purchasing it. 4. Hydrate With Water. Opt for water whenever you feel the need to quench your thirst and you may find yourself breaking your addiction to soda, tea, coffee or any other beverage. Carry a re-usable water bottle when you're on the go and avoid the need to purchase plastic water bottles. 5. Eating Out.

Related to point no. 1, but at times you may feel the need to eat out and indulge in your cravings. Visit local and cheaper restaurants instead where there's no compromise on quality and make use of an app that offers you buy one get one free vouchers and other rewards when it comes to eating out. Check out some of these apps here. Related - 7 ways to Save Money when it comes to dining out!

6. Quit Bad Habits. Are your habits making you broke. Smoking and Consumption of Alcohol will not only cost you money but will also have an impact on your health and that could drain all your finances. If you find it hard to quit, begin by reducing it and making changes to your lifestyle. 7. Cancel Unwanted Subscriptions And Memberships. If you have a gym membership and are barely making any use of it, it's time to cancel it and see if you really miss it. You can also consider moving from an expensive gym to local gyms. Local gyms have gym memberships at half the prices. You can also consider cancelling your cable TV, newspaper and magazine subscriptions if you are not really using it. In the era of the Internet, you have all your news and entertainment options available online and most of it won't cost you a dime. 8. Unplug Unused Electrical Devices. This will help you in reducing your electricity bills each month which adds up to a good amount by the end of the year. Apart from savings you will also move a step closer towards being more environment friendly. 9. Reduce And Eliminate Phone Bills. Most of us like to stay connected on the go and we often subscribe to data plans or post-paid plans. Look for cheaper data plans and see if you even really need a data plan since Free WiFi is available in most of the places. Avoid subscribing to two year phone contracts, they cause a massive dent in your wallet.


10. Sell Unused Items, Get Cashbacks On Your Purchases. If there are unused items lying around your house, you can get rid of them and earn some cash in the process too. Look for websites and apps where you can list them and reach out to potential buyers. Find more info here. You can also earn cashbacks on your purchases, as some credit or debit cards do offer such a feature. Besides, there are also apps where you can simply select offers, upload bills and earn cash. Find more info here. Related - 10 ways to reduce food waste and save money! 7 ways to save money on clothing! 7 ways to Save Money by reducing your Plastic usage!

The Ultimate Guide To Getting Your Finances Back On Track is a book that aims to help the user in being smarter about their finances. This guide contains seven sections - Financial Goals, Expenses, Savings, Income, Loans & Debts, Budgeting, and Investments. Each of these sections explains everything you need to know about Personal Finance in simple terms. By the end of this book, you will have learned the fundamental principles that will help you in maximizing your income, decreasing your expenses and increasing your savings that will overall kickstart your process of truly building wealth.

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